HOW DOES IT WORK?

HUMM provides a flexible way to pay for larger items. 

• To be eligible for humm you must meet the following criteria:
• Be at least 18 years of age.
• Provide proof of PPS number & address.
• Be an Irish citizen or permanent resident of Ireland.
• Earn a minimum taxable income of €1,000 per month.
• Have a current credit/debit card and a photo ID.
• Have a good credit history.

After approval the choice is up to you.

Buy ‘Little things’ and get interest free below €500.
Repay in 5 fortnightly or 3 monthly payments slices.

Buy 'Big things' which allows you to spend up to €30,000 and repay over longer terms.